Chase Sapphire Preferred Lower Interest Rate

Chase sapphire preferred is the rewards travel credit card that awards you 2x points on travel and dining.

Chase sapphire preferred lower interest rate.

If you re with chase you may have noticed the fiasco where they began charging a monthly fee to people who had a low balance on a low interest rate card. If you d prefer to keep your current card but still want a lower interest rate you may have success contacting your issuer directly and requesting a decrease in your rate. If you find yourself in that boat you may be in luck as chase is currently offering some chase sapphire preferred cardholders lower promotional interest rates. Interest is compounded and credited monthly based on the daily collected balance.

Apply for a sapphire preferred travel credit card today. Chase sapphire preferred has lower than average purchase aprs. Earn more interest with a chase premier savings sm account. When i called to activate it i asked the csr about a lower ir but she didn t seem to know.

Sapphire preferred is broadening your world of benefits with the pay yourself back tool your ultimate rewards points are worth 25 more when you redeem them for statement credits against purchases in our current categories. These benefits are available when you use your card. Chase sapphire preferred has a variable purchase apr that ranges from 15 99 up to 22 99. We all know that banks are out for profit but they should not be doing this to their loyal customers.

I got my chase sapphire card today and the ir is 15 24. A lower interest rate means more payments go toward bringing down your current balance so you can get out of debt quicker than if you were focused on paying off added interest. Chase savings sm account earns interest see current rates. In fact according to one survey your odds are fairly good 69 of surveyed cardholders who asked for a lower rate were able to negotiate a rate reduction with their issuer.

Fdic insured includes online and mobile banking with access to 16 000 branches atms. Learn how interest rate on savings accounts is compounded credited monthly. 25 monthly service fee or 0 with one of the following each monthly. Chase jpmorgan jpmorgan chase the.