Christmas Savings Account Credit Union

Nowadays credit unions are the main financial institution that offer christmas club accounts.

Christmas savings account credit union.

Us community credit union offers christmas club accounts to give you a little help in meeting those end of the year savings goals. With our christmas club accounts you can easily set aside money to keep for those expenses without being tempted to spend the money is only accessible as the holiday season arrives. According to recent data from the credit union national association cuna most credit union members have access to a christmas club account. 25 minimum balance to earn dividend.

Joining a credit union is easier than ever. This christmas savings account earns a higher interest rate than any of consumers credit union s other accounts but you can find better rates elsewhere. 24 7 account access through online and mobile banking. A checking account is necessary so that the bank can withdraw funds to apply toward the christmas savings account.

Our competitive dividends can help fatten your account up for the holidays. The christmas club account can be opened with as little as 25 and your balance is transferred on nov 1 each year to your primary share savings account. As with most christmas club accounts you ll pay a penalty if you need to access your money before your account matures. Direct deposit a small portion of your paycheck each pay period into your account to build your savings over time.

Earn more and feel merrier. This account allows you to set aside spending money for the holidays.